You never think it is going to happen to you, but this is what I was faced with the other day. Thats right, someone has managed to hack into my ebay account and put up multiple auctions with the express purpose of defrauding people.
Thankfully I caught the mails about 45 minutes after they came in, so this started off the task of everything I have had to do since. passwords changed, companys advised about any payments made on my account. Of course because I have no idea how the password was changed, This means that I had to assume the worst and that my computer had a virus. Was about time it got a re-install anyway.